Frequently Asked Questions

To get a loan, you must meet the following criteria:

  1. Any small and medium-sized company, locally registered with the Department of Trade & Industry (DTI) or the Security and Exchange Commission (SEC). Note: we don’t lend to industries classified as high risk.
  2. Business must be registered and operating for at least 3 years.
  3. The preceding 6 months of bank account statements must show Average Daily Balances large enough to cover the loan repayments.

Mount Fuji Lending does not require collateral; lending is based on cash flow.

You can get loans ranging from P1,000,000 up to P6,000,000.

It takes an average of 10 business days once you submit all required and completed documentation.

Yes, there is a one-time processing fee of 5% of the loan amount.

We charge an average interest rate of 3% per month.

We offer terms of up to 12 months.

No problem. What’s great about Mount Fuji Lending is that there will be no prepayment penalty should you decide to settle the loan earlier than the agreed schedule.

For first time borrowers, repayments are usually equal monthly amortizations (principal and interest).

Yes, Mount Fuji Lending adheres to the principles adopted by the SEC, with respect to the protection of personal information.

Do you have any more questions?