Terms and Conditions

Overview

These terms and conditions outline the rules and regulations for the use of https://www.mountfujilending.com.

By visiting this website, we will presume that you agree and accept these terms and conditions. Do not continue to use Mount Fuji Lending, Inc. if you do not agree with, fully comprehend, or require additional time to consider the terms and conditions set forth on this page.

The following terminology applies to these Terms and Conditions, Privacy Policy and Disclaimer Notice and all Agreements: “Client”, “You”, and “Your” refers to you, the person on this website. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and Ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Philippines. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By accessing Mount Fuji Lending, Inc., you agreed to allow use cookies in agreement with our Privacy Policy.

Most interactive websites use cookies to retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website.

License

The Website, including all content features such as text, graphics, images, logos, trademarks, and the link (the “Content”), and Services provided by the Company are the property of the Company. You agree that that the Company owns all right, title, interest in and to the Content and that You will not use the Content for any unlawful or infringing purpose.

Unless otherwise stated, Mount Fuji Lending and/or its licensors own the intellectual property rights for all material on Mount Fuji Lending, Inc.. All intellectual property rights are reserved. You may access from Mount Fuji Lending, Inc. for your own personal use subjected to restrictions set in these Terms and Conditions.

You must not:

  • Republish material from Mount Fuji Lending, Inc.
  • Sell, rent, or sub-license material from Mount Fuji Lending, Inc.
  • Reproduce, duplicate, or copy material from Mount Fuji Lending, Inc.
  • Redistribute content from Mount Fuji Lending, Inc.
  • Perpetrate any fraud
  • Engage in or create any unlawful gambling, sweepstakes, or pyramid scheme
  • Attempt to gain unauthorized access to the Website or Service, other accounts, computer systems or networks connected with the Website or Service

 

This Agreement shall begin on the date hereof.

Acceptable Use Clause

As a condition of Your use of the Website or Services, You agree not to use the Website or Service for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Website or Services in any way that could damage the Website, Services, or general business of the Company.

You further agree not to use the Website or Services to:

  • Harass, abuse, or threaten others or otherwise violate any person’s legal rights
  • Violate any intellectual property rights of the Company or any third party
  • Perpetrate any fraud
  • Engage in or create any unlawful gambling, sweepstakes, or pyramid scheme
  • Attempt to gain unauthorized access to the Website or Service, other accounts, computer systems or networks connected with the Website or Service
  • Transmit or upload any content or material that contains viruses, trojan horses, ransomware, or other harmful or deleterious programs or software
  • Publish or distribute any obscene or defamatory material
  • Publish or distribute any material that incites violence, date, or discrimination towards any group
  • Unlawfully gather information about others, including email addresses
  • Interfere with another user’s use and enjoyment of the Website or Service or any similar Website or Service

Web Analytics

MFLI employs a web-based analytics tracking tool on this website. The Web Analytics solution applies automated technology to generate reports on anonymous User behavior and interaction within the site. In addition to the rights and restrictions set forth in the Agreement, with respect to the Web Analytics functionality and collection of related data, visitor’s use of the Website and related services may depend upon compliance with terms and conditions for integrated third party Web Analytics applications. Such third party terms and conditions may require, without limitation: i) incorporation of third party application privacy terms by reference into the privacy policy made available to MFLI web site; ii) provision by Web Analytics provider to MFLI of any legally required notice, or collection of any legally required consent, for such data collection or use; and iii) MFLI’s presentation of an opportunity to each website visitor to opt out of the use of the website in connection with the Web Analytics services; in each case in compliance with applicable laws, to allow applicable third party to collect and use such data in connection with Web Analytics services by this website. No personal information shall be collected in relation to visitor’s user behavior. User behavior are attributes on the navigation of the website or action of a website visitor in exploring the website. MFLI applies all data protection protocols and data suppression measures of Website Analytics services.

Contests, Marketing, and Other Promotions

We use your Personal Data with your permission (where required) to provide you with information about products or services (e.g. marketing communications or campaigns or promotions). To the extent permitted by applicable laws, this can be accomplished through various means such as email, advertisements, SMS, phone calls, and postal mailings. Some of our campaigns and promotions are carried out on third-party websites and/or social media platforms. Because this use of your Personal Data is voluntary, you have the right to object (or withdraw your consent) to the processing of your Personal Data for these purposes.

Where permitted by law, you may request deletion, portability, correction, or revision of your Personal Data; limit the use and disclosure of your Personal Data; revoke consent to any of our data processing activities; and object to the processing of your Personal Data, including the right to file a complaint with the National Privacy Commission.

In some cases, we may be required to retain some of your Personal Data after you have requested deletion in order to satisfy our legal or regulatory obligations. We may also be permitted by applicable laws to retain some of your Personal Data.

Content Liability

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims arising from your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Your Privacy

Through Your Use of the Website and Services, You may provide Us with certain information. By using the Website or the Services, You authorize the Company to use Your information in the Philippines and any other country where We may operate.

We take Our privacy obligations very seriously.

Please refer to Our Privacy Policy. for further information about what information We collect, how We use it and store it, and Your rights in relation to it.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these Terms and Conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us. We will consider requests to remove links but we are not obligated to do so or to respond to you directly.

We strive to ensure that the information on this website is correct, but we do not promise to ensure that the website remains available or that the material on the website is kept up to date.

Assumption of Risk

The Website and Services are provided for communication purposes only. You acknowledge and agree that any information posted on Our Website is not intended to be legal or financial advice, and no fiduciary relationship has been created between You and the Company.

We shall not be liable for any damage to any computer, equipment, software, data, or other information caused by Your access or use of the Website or Service. We shall likewise not be liable for any action of third parties.

Spam Policy

You are strictly prohibited from using the Website or any of the Company’s Services for spam activities, including gathering email addresses and personal information from others or sending any mass commercial emails.

Indemnity

You agree to defend and indemnify the Company and any of its affiliated (if applicable) and hold Us harmless against and legal claims and demands, including reasonable attorney’s fees, which may arise from or relate to Your use or misuse of the Website or Services, Your breach of this Agreement, or Your conduct or actions.

You agree that the Company shall be able to select its own legal counsel and may participate in its own defense, if the Company wishes.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • Limit or exclude our or your liability for death or personal injury
  • Limit or exclude our or your liability for fraud or fraudulent misrepresentation
  • Limit any of our or your liabilities in any way that is not permitted under applicable law
  • Exclude any of our or your liabilities that may not be excluded under applicable law

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information on the website is provided free of charge, we will not be liable for any loss or damage of any nature.

Other Action

We reserve the right to take any of the following actions in Our sole discretion:

  • Determine whether or not You have breached this Agreement
  • Record any correspondence that occurs in public sections of the Website or Service
  • Review any allegations about breaches of these Website or Service, and determine in Our sole discretion whether to take any action in response to those alleged breaches, including removal of any Content in relation to those alleged breaches
  • Determine in our sole discretion whether to terminate Your or another user’s access to any particular section or sections of the Website or Service

Severability

If any part or sub-part of this Agreement is held invalid or unenforceable by a court of law or competent arbitrator, the remaining parts and sub-parts will be enforced to the maximum extent possible. In such condition, the remainder of this Agreement shall continue in full force.

No Waiver

Our failure to enforce any provision of this Agreement shall not constitute a waiver of any future enforcement of that provision or of any other provision.

No waiver shall be deemed to have been made unless expressed in writing and signed by Us. Waiver of any part or sub-part of this Agreement will not constitute a waiver of any other part or sub-part or of the same part or sub-part on a future date.

Effective Date

This Agreement became effective on May 18, 2022.